FOUNDED BY PROFESSIONALS IN BOTH THE FUNERAL AND CONSUMER LENDING INDUSTRIES

who we are

At Need Credit provides funeral directors the ability to offer payment plans for at need families with no pre-need, little to no life insurance, limited cash and/or credit card balance.  Our program is designed to help families with excellent credit as well as those with challenge or little/no credit.

UNMATCHED EXPERIENCE

At Need Credit was founded by seasoned professionals in both the consumer finance and funeral industries. We know your business.

CREDIT INCLUSIVE

Your families are a diverse group. Our program is designed to work with the widest range of credit risks to ensure every family application gets approved.

SIMPLE PROCESS

The application process has been designed to be simple to use to ensure a delicate application process for your families in a difficult time.

FAST FUNDING

The entire application and loan process takes a few minutes and our partner funerals homes can be funded in as little as 24 hours.

in the news

At Need Credit Suite of Funeral Payment Plans

Our suite of funeral payment plan options are the designed for funeral professionals by funeral professionals. From excellent credit to no credit, or collecting your outstanding accounts receivable, At Need Credit provides solutions for funeral home cash flow.

SIMPLE FUNERAL PAY PLAN
SIMPLE FUNERAL PAY PLAN
THE MOST FLEXIBLE PAYMENT PROGRAM IN THE FUNERAL INDUSTRY
- Simple process
- Leave the billing and collection of your money to us
SIMPLE FUNERAL PAY PLAN
LOWEST TERMS IN THE FUNERAL INDUSTRY
- Accept payment over time
- We bill family, process payment and deposit funds to your funeral home
- No costs to funeral home to set up account
- Easy web based set up of family payment plans
- Account access to review detailed activity reports
- Overhead savings by managing payments (including past due receivables)
- Payment plans for everyone*
*must have a debit or credit card
FUNERALPAYPLAN.com
FUNERALPAYPLAN.com
CONSUMER DIRECT CREDIT
- No Funeral Home Account Required
- Immediate Response
- Simple online application process
FUNERALPAYPLAN.com
- Family member applies directly online (no At Need Credit account required)
- Minimum Loan $1000, Maximum $35,000
- 9-35% APR depending on credit worthiness/debt to income ratio of the applicant
- immediate online decision
- Funds deposited in the applicant’s account within 24 hours
- No fees to the funeral home
- Link can be placed on your funeral home website

Learn more about the program